Savings & Planning Calculators
Grow an emergency fund, hit a savings goal, budget a month or plan for college — see how consistent saving compounds over time.
Hover (or focus) any calculator to see what it does, then tap to open it and run the numbers.
Compound Interest CalculatorWatch interest earn interest with monthly contributionsSimple Interest CalculatorInterest and end balance from principal, rate and time, with a compound comparisonInterest Rate CalculatorBack-solve the hidden rate on a loan, or the rate needed to hit a savings goalInterest CalculatorNot sure which interest tool you need? Answer one question and get routedSavings CalculatorProject your balance, or goal-seek the monthly saving or years to a targetCD CalculatorMaturity value, interest, APY and a built-in early-withdrawal penalty breakdownCD Early Withdrawal Penalty CalculatorThe penalty and net proceeds if you break a CD before maturityBudget CalculatorSplit income into needs, wants and savings with 50/30/20; see surplus and savings rateCollege Cost CalculatorProjected college cost, savings shortfall and the monthly saving to close it529 Savings CalculatorProjected 529 balance and its tax-free-growth advantage over a taxable accountEmergency Fund CalculatorYour 3–6 month target, gap, coverage in months and an APY-aware timeline to fund it
Learn the concepts
New to savings & planning? Our guide walks through the formulas, the terms and the trade-offs in plain English.
Read the Savings & Planning guide →