Mortgage & Home Calculators
Everything for buying, financing and owning a home — from the monthly payment to refinancing, affordability and rental returns.
Hover (or focus) any calculator to see what it does, then tap to open it and run the numbers.
Mortgage CalculatorFull monthly payment with taxes, insurance, PMI and HOAAmortization CalculatorMonth-by-month principal and interest with a crossover chartMortgage Payoff CalculatorHow extra payments cut years and interest off your loanHouse Affordability CalculatorHow much house your income and debts can supportRefinance CalculatorBreak-even month and lifetime savings of a refinanceFHA Loan CalculatorFHA payment with upfront and annual mortgage insuranceVA Mortgage CalculatorVA payment with the funding fee by down payment and useHome Equity Loan CalculatorHow much equity you can borrow and the payment under CLTV limitsHELOC CalculatorInterest-only draw and amortizing repayment payments for a credit lineDown Payment CalculatorDown payment, loan amount, LTV and the 20% PMI thresholdRent vs. Buy CalculatorWealth of renting vs buying with the break-even yearRent CalculatorHow much rent fits your income, comfortable to stretchReal Estate CalculatorTotal and annualized return on an investment propertyRental Property CalculatorNOI, cap rate, cash flow, cash-on-cash and DSCR for a rentalMortgage Recast CalculatorYour new payment after a lump-sum recast, and if it beats the feePoints & 2-1 Buydown CalculatorDiscount-point break-even and 2-1 buydown payment pathARM CalculatorExpected, best and worst-case payments for an adjustable-rate loan
Learn the concepts
New to mortgage & home? Our guide walks through the formulas, the terms and the trade-offs in plain English.
Read the Mortgage & Home guide →